USDA Rural Housing

The Road Less Traveled May be the Best Route to Purchase or Refinance Your Home

The United States Department of Agriculture's (USDA) Rural Development programs are designed to improve the quality of life in all of rural America. Rural Development assists both businesses and rural individuals obtain the financial assistance they need to establish their business or make their home in a rural community.

Rural Development is designed to assist moderate income households. Some features of the program include no required down payment, no mortgage insurance, unrestricted gift funds, no maximum loan amount, 30 year fixed rate and not limited to first time home buyers. Rural Development assistance is available only for purchases or no cash-out refinances.

For a home to receive Rural Development financing the property needs to be in a rural area as defined by the USDA. Property is classified rural in all three states that we proudly serve; Rhode Island, Massachusetts and Connecticut.  Not sure if your home is on property that is classified rural by the USDA? Call us today. We can determine that for you and if a Rural Development program fits your home financing goals.

Call us toll free, 866-231-4400

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